Financial Advice
Financial Advice is provided by Wealth Health Advice Pty Ltd (ABN 36 658 086 965). Wealth Health Advice Pty Ltd is a corporate authorised representative (CAR 1296253) of Cobalt Advisers Pty Ltd AFSL 512550.
Financial Services Guide
This Financial Services Guide (FSG) provides you with important information about Cobalt Advisers Pty Ltd and its Authorised Representatives who may provide you with the financial services described in the FSG.
Privacy Policy
Please click the button below to access Cobalt Advisers Pty Ltd‘s Privacy Policy.
Complaints Policy
Please click the button below to access Cobalt Advisers Pty Ltd‘s Complaints Policy.
General Advice Warning
This information has been prepared and issued by Wealth Health Advice Pty Ltd (ABN 36 658 086 965) trading as Wealth Health Co. Wealth Health Advice Pty Ltd is a corporate authorised representative (CAR 1296253) of Cobalt Advisers Pty Ltd AFSL 512550. It contains factual information, risk management philosophy and general financial advice only and has been prepared without taking into account the objectives, financial situation or needs of any individual, partnership or registered entity. The information provided is not intended to be a substitute for professional financial product advice and you should determine its appropriateness having regard to your circumstances. This document is not a Product Disclosure Document and has not been provided to allow consideration of a specific financial product for acquisition or disposal.
Credit Advice
Wealth Health Loans Pty Ltd (ABN 18 660 062 377) and any associated credit activities are provided by Wealth Health Loans Pty Ltd (CCR 541625), corporate credit representative of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).
Privacy Policy
Please click the button below to access BLSSA Pty Ltd’s Privacy Policy.
Complaints Policy
Please click the button below to access BLSSA Pty Ltd’s Complaints Policy.
Terms of Use
General
These are the Terms and Conditions of use of the website. By using the website, you agree to abide by these Terms of Use.
Please understand what we do, and don’t do. Cobalt Advisers Pty Ltd provides personal financial advice. We abide in good faith and based on our understanding of regulatory and industry requirements. The information we provide on our site, where it is advice, is general advice only and does not consider your needs, objectives and personal circumstances. Our content is not written for you specifically so please obtain professional advice, and consider your own circumstances, before you act on the information published on our site.
We endeavour to ensure that the information and other content on our website is accurate and current but we can’t always guarantee the accuracy or currency of the information on which we’ve relied. If you find an error or an out of date reference please let us know and we’ll correct it.
Disclaimers
To the extent permitted by law, we disclaim all liability to any person in relation to use of the website, and you waive all claims against us in relation to your use of the website.
We accept no liability for any interference with or damage to a user’s computer, software or data occurring in connection with or relating to the website or its use or any website linked to this website, and does not represent or warrant that applications initiated through the website will in fact be received or made to the intended recipient. Users are advised to confirm the application by other means.
The website includes links to other websites operated by community, business and government. These linked websites will have their own terms and conditions of use and you should familiarise yourself with these.
All linked websites are linked “as is” and we do not sponsor, endorse or necessarily approve of any material on websites linked from or to this site. Nor do we make any warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on websites linked from or to this site. We do not, and can not, make any warranties or representations that material on other websites to which this site is linked does not infringe the intellectual property rights of any person anywhere in the world. We certainly don’t authorise, approve or endorse the infringement of any others’ intellectual property rights. If you don’t care about other peoples’ intellectual property rights, please don’t visit our site.
Changes
The information and data on the website is subject to change without notice. We may revise the Terms and Conditions of Use at any time by updating this posting.
Ownership rights
Unless expressly stated otherwise, we claim copyright ownership of all material on the website. You may download, display, print and reproduce this material in unaltered form (attaching a copy of this notice) for your personal, non-commercial use. We reserve the right to revoke such permission at any time. Apart from this permission and uses permitted under the Copyright Act 1968 (Cth), all other rights are reserved.
The majority of images we use on our site are sourced from Pexels, Unsplash, and Canva. We greatly appreciate their creative talents.