Wealth services

Achieve your version of financial freedom

Comprehensive financial advice isn’t just for the already rich. It’s for anyone who wants to invest in their future financial well-being. And let’s face it, on average, wealthier people are happier people.

Our approach

Our approach

1. Chat

Schedule a complimentary 15-minute introductory call to determine if we're the right fit to help you.

1. Chat

2. Discover

An in-person or virtual meeting to learn more about you and explain what we do, how we can help you, explain our fees and agree on any work to be completed.

2. Discover

3. Research and Strategy

We research your current financial situation (aspirations, cash flow, debt, financial products, and accounts) and crunch the numbers to show you where you currently are and potential strategies to get you to where you want to be.

3. Research and Strategy

4. Plan and Implement

We create a financial roadmap for you, detailing the actions, frameworks, and processes required to implement your plan and carry out the agreed recommendations.

4. Plan and Implement

5. On-track Reviews

As life changes, your goals will likely shift too. We keep you accountable and adjust your plan to stay aligned with these changes, whilst objectively tracking your yearly progress.

5. On-track Reviews

Wealth management services

Goal setting / Financial direction

Having a deeper understanding of you and your financial goals is central to your financial plan – but identifying goals that truly matter can be tough. We will assist you in your journey to determine where you want to end up and how best to get there.

Cashflow management

By combining technology with our professional expertise, we can show you exactly what you’re earning, what you’re spending and how this is impacting your ability to achieve your financial goals. We can then create a spending plan that not only makes sure you can enjoy a quality lifestyle today, but also enables you to achieve your future aspirations.

Debt management

Via our authorisation under BLSSA Pty Ltd, we will actively manage and monitor your debt position, with the goal of consolidating and reducing your liabilities over time. We can provide you with advice on better ways to structure your debt whilst also showing you how you can potentially use debt to improve your financial situation.

Investment planning

Once we have a clear understanding of your goals, we can then begin the process of formulating an investment plan to build your future wealth. We will advise and educate you on a comprehensive range of investment options including property, shares, ETF’s, bonds and managed funds.

Superannuation

The role of your super fund is simple – to provide you with adequate funds to finance your eventual retirement. To make sure that this is actually the case, we will analyse your current arrangement, including your investments, fees and beneficiary nominations and then advise you if there are better options available. Part of this may include contribution strategies to boost your balance (especially if you’ve had time out of the workforce).

Personal insurance

To ensure that your wealth is adequately protected, we will review all your personal insurance policies, identify any gaps within these policies and provide you with other insurance options that may be more cost effective and/or more suitable to your specific needs. We can also discuss alternative ways that you can fund your insurance premiums.

Retirement planning

The earlier you have a retirement plan in place, the more time you will have to accumulate wealth for that all important nest egg. We will consider strategies to enable a smooth transition into retirement, as well as analysis of capital and potential income streams available for you to rely on during retirement.

Estate planning

It’s critical that you have a plan in place during your lifetime so that your wishes are carried out following your death. We can assist you through this process by firstly gaining an understanding of your unique family situation and then providing you with appropriate arrangements to make sure that your instructions are carried out.